India revolving credit application
Ox Credit
A clear Android experience for eligible users to request a continuing credit limit, use funds within the available limit, and track application status.
Repayment example: If INR 80,000 is used for 120 days at 14.6% APR, estimated interest is INR 3,840.00 and estimated repayment for that draw is INR 83,840.00. Interest is calculated on the actual used balance and time used. Platform fee: INR 0.
How the app works
Users fill personal, contact, identity, employment, and bank account information to request a credit limit.
Approved users may draw multiple times within the available credit limit. Repayments restore available credit.
Contract terms, repayment schedule, and statutory disclosures must be shown before any drawdown.
Designed for review clarity
The app avoids sensitive device permissions such as SMS, call logs, device location, gallery access, card PINs, passwords, and OTPs. Camera permission is used only when a user captures ID document photos for identity verification; gallery upload is not used.
The website and app do not promise guaranteed approval or instant disbursement. Full repayment does not automatically terminate the account or credit limit. Limit increases require a user request and a new assessment.
Data minimization
The app requests only information needed to create, submit, review, and support an application, including manually entered reference contacts and camera-captured ID document photos when identity document upload is enabled.
Company information
Company name: Profirst Fincare Private Limited
Address: 402 - A, COLONY, HARIDWAR, Uttarakhand, India - 249407
Email: oxcredit_service@outlook.com